Do not speed. When you suffer traffic infractions and end up with speeding tickets you tarnish your driving record which in turn makes your auto insurance coverage get higher and more expensive to pay into. Drive fewer miles to qualify for a low mileage discount.
Compare quotes. Compare quotes online and with your local agents. Spend around 10 minutes with each provider getting quotes and you will find that there is a comparable difference between the different companies. There is nothing that will save you more money than that of comparing quotes between the leading automobile insurance companies.
Auto discounts. There are a variety of auto discounts that you can get. There are discounts covering an array of safety features in new and used cars. You can ask your auto insurance provider if they have discounts for new cars cars with low theft probability cars with safety features sharing a policy with another automobile or carrying another type of policy with them. Students especially those with great grades and t hose that have taken drivers education courses qualify for auto insurance discounts.
Raising deductible. Raising the deductible on your collision coverage and comprehensive coverage to lower your monthly or annual premium. Just make sure that you can afford to pay your deductible in cash or out of pocket if the need arises.
Eliminate rental reimbursement and towing insurance coverage. This type of coverage is unnecessary if you have AAA and/ or a new car extended warranty. You can have the coverage removed to save you additional money on your auto insurance.
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